Compare Job Offers & Salaries

Compare two job offers side-by-side. See the difference in take-home pay, tax, and superannuation to make the right career decision.

Example: $90k + Super vs $100k Package

Comparing two common salary structures to see which one pays more:

Job A: $90,000 + Super

  • Base Salary:$90,000
  • Super (11.5%):$10,350
  • Total Package:$100,350
  • Take-Home Pay:$69,203

Job B: $100,000 Package

  • Base Salary:$89,686
  • Super (Included):$10,314
  • Total Package:$100,000
  • Take-Home Pay:$69,000

Winner: Job A pays $203 more per year in your pocket and has $350 more total value!

Compare Job Offers

Make informed decisions by comparing the real take-home pay between two job offers

Tax rates and thresholds vary by year

Job 1

Student loan

HELP (HECS), VSL, TSL, SSL, SFSS

Bonus Pay

Salary includes Superannuation
Private health insurance

Job 2

Student loan

HELP (HECS), VSL, TSL, SSL, SFSS

Bonus Pay

Salary includes Superannuation
Private health insurance

Complete Guide to Job Comparison

Why Compare Job Offers?

Choosing between two job offers isn't just about looking at the highest number. Different salary structures (e.g., "Base + Super" vs "Total Package") can make it confusing to know which job actually puts more money in your pocket.

Our comparison tool standardizes these offers so you can see the real difference in your take-home pay and total compensation.

How It Works

  1. Enter Job A: Input the details of your first offer. Specify if the amount is "Base Salary" (Super added on top) or "Total Package" (Super included).
  2. Enter Job B: Do the same for the second offer.
  3. Analyze: The calculator automatically deducts tax, Medicare levy, and HECS/HELP repayments for both.
  4. Compare: See a side-by-side breakdown of weekly, fortnightly, and annual take-home pay to find the winner.

Key Comparison Factors

  • 🍎 Apples to ApplesWe convert everything to a standard "Gross Salary" format so you're not comparing a Base Salary to a Total Package.
  • 💼 Superannuation ImpactA higher super rate (e.g., 17% at universities) can add huge value to your long-term wealth, even if the take-home pay is similar.
  • 🎓 HECS/HELP DebtHigher income means higher loan repayments. We calculate exactly how much extra will be deducted from your pay.

Did you know?

A "Total Package" of $100,000 is actually less than a "Base Salary" of $90,000 + Super.

  • $100k Package: ~$89,686 Base + $10,314 Super.
  • $90k Base + Super: $90,000 Base + $10,350 Super = $100,350 Total.

Always check the wording of your contract!

Frequently Asked Questions

Does this calculator include the 2025 Stage 3 tax cuts?

Yes, our calculator uses the official ATO tax rates for the 2025-26 financial year, which include the revised Stage 3 tax cuts.

How is the Medicare Levy calculated?

The Medicare Levy is calculated as 2% of your taxable income. Low-income earners may be eligible for a reduction or exemption.

Does this include HECS/HELP repayments?

Yes, if you toggle "Student loan" on, we calculate repayments based on the 2025-26 repayment thresholds and rates.

What is the difference between Gross and Net income?

Gross income is your total salary before tax. Net income is what lands in your bank account after tax, Medicare levy, and other deductions are taken out.