Compare Job Offers
Make informed decisions by comparing the real take-home pay between two job offers
Tax rates and thresholds vary by year
Job 1
HELP (HECS), VSL, TSL, SSL, SFSS
Bonus Pay
Job 2
HELP (HECS), VSL, TSL, SSL, SFSS
Bonus Pay
Good to know: Australian Tax & Salary Info
Tax Brackets (2025-26)
Australia has a progressive tax system. As of the 2024-25 stage 3 tax cuts (applied to 2025-26):
- $0 – $18,200: 0% (Tax-free threshold)
- $18,201 – $45,000: 16%
- $45,001 – $135,000: 30%
- $135,001 – $190,000: 37%
- $190,001+: 45%
Superannuation Guarantee
Employers must contribute to your super fund. The rate is scheduled to increase to 12% by July 1, 2025.
Frequently Asked Questions
Does this calculator include the 2025 Stage 3 tax cuts?
Yes, our calculator uses the official ATO tax rates for the 2025-26 financial year, which include the revised Stage 3 tax cuts.
How is the Medicare Levy calculated?
The Medicare Levy is calculated as 2% of your taxable income. Low-income earners may be eligible for a reduction or exemption.
Does this include HECS/HELP repayments?
Yes, if you toggle "Student loan" on, we calculate repayments based on the 2025-26 repayment thresholds and rates.
What is the difference between Gross and Net income?
Gross income is your total salary before tax. Net income is what lands in your bank account after tax, Medicare levy, and other deductions are taken out.