Reverse Salary Calculator Australia
Calculate your gross income from your net (after-tax) pay. Find out how much you need to earn before tax to reach your take-home pay goal.
Example: $1,500 Weekly Take-Home Pay
If you want to take home $1,500 per week, here is what you need to earn:
Required Earnings
- Weekly Gross:$2,038
- Annual Gross:$105,976
- Super (11.5%):$12,187 / yr
Tax Breakdown (Annual)
- Base Tax:$25,869
- Medicare Levy:$2,120
- Total Tax:$27,989
To clear $1,500/week, you need a salary package of approx. $118,163 (inc. Super)
Reverse Salary Calculator
Calculate required gross income from your desired take-home pay.
Required Gross Salary
"Your 'take-home pay' is what lands in your bank account after tax and Medicare levy are deducted."
Annual Gross Salary
$0
+ $0 Super
Weekly Gross
$0
Fortnightly Gross
$0
Monthly Gross
$0
Hourly Rate
$0
Complete Guide to Reverse Salary Calculation
What is a Reverse Salary Calculator?
A reverse salary calculator (or "net to gross" calculator) does exactly what the name suggests: it works backwards from your desired take-home pay to tell you exactly how much you need to earn before tax.
This is incredibly useful for salary negotiations, where you know how much you need in your bank account each week but aren't sure what annual salary package to ask for to achieve it.
How It Works
- Input Net Pay: You enter the amount you want to receive in your bank account (e.g., $1,500 per week).
- Reverse Calculation: Our algorithm iteratively adds back the necessary Income Tax (PAYG), Medicare Levy, and HECS/HELP repayments based on current 2025-2026 tax rates.
- Gross Salary: It determines the exact Base Salary required to yield that net amount.
- Superannuation: Finally, it calculates the Superannuation Guarantee (11.5%) on top of that base salary to show you the total package value.
Why Use This Tool?
- 🤝 Salary NegotiationWalk into interviews knowing exactly what number to put on the table.
- 👷 Contractor RatesCalculate the daily or hourly rate you need to charge to cover your living expenses.
- 📊 Budget PlanningDetermine the income required to meet your household budget goals.
- ⏱️ Hourly ConversionInstantly convert an hourly rate to an annual salary equivalent.
Important Factors
- HECS/HELP Debt: If you have a student loan, the required gross salary will be significantly higher because you need to earn enough to cover the loan repayments plus the tax on that higher income.
- Superannuation: Always clarify if a salary offer is "inclusive" or "exclusive" of super. This calculator shows both figures to avoid confusion.
- Tax Year: Calculations use the legislated tax rates for the 2025-2026 financial year, including the revised Stage 3 tax cuts.
What's included in the calculation?
- Income Tax (PAYG)
- Medicare Levy (2%)
- HECS/HELP Repayments
- Low Income Tax Offset
Frequently Asked Questions
How do I convert my hourly rate to an annual salary?
Simply select 'Hourly' as the frequency, enter your hourly rate (e.g., $40), and ensure 'Before Tax' is selected. The calculator will automatically determine your annual gross salary based on your working hours (default 38 hours/week).
How do I calculate gross pay from net pay?
Calculating gross pay from net pay is complex because of the progressive tax brackets in Australia. Our Reverse Tax Calculator uses an iterative algorithm to work backwards from your desired take-home amount, factoring in the 2025-26 tax rates, Medicare Levy, and HECS/HELP repayments to find the exact gross salary required.
Does this calculator include Superannuation?
Yes, the calculator determines the Base Salary required to achieve your net pay. It then calculates the Superannuation Guarantee (12% for 2025-26) on top of that gross amount to show you the total package value.
Is this accurate for the 2025-2026 financial year?
Yes, this calculator uses the legislated Stage 3 tax cuts (revised) and tax rates for the 2025-2026 financial year, including the 16%, 30%, 37%, and 45% tax brackets.
Can I use this for salary negotiation?
Absolutely. This tool is designed for salary negotiations. If you know you need $1,500 per week in your pocket to cover your expenses, simply enter that amount to see exactly what annual salary you should ask for in your interview or performance review.
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