Terms of Use

1. Acceptance

By using WageCalculator you agree to these Terms. If you do not agree, please do not use the service.

2. What the service provides

WageCalculator provides free online financial tools for Australians, including:

• Income tax, Medicare levy, and HECS/HELP repayment calculators (ATO 2025–26 rates)
• Take-home pay across weekly, fortnightly, monthly, and annual pay periods
• Reverse salary calculator (target net pay to gross)
• Salary sacrifice and novated lease estimators
• Side-by-side job offer comparison
• Payslip generator
• Budget planner
• Public service salary scales — APS, NSW, VIC, QLD, SA, WA, TAS, NT, DSTG, and ASD

All calculations use publicly available data from the ATO, official government enterprise agreements, and public service commissions. Results are estimates only.

3. No financial advice

This service provides estimates only and does not constitute financial, tax, accounting, or legal advice. We are not licensed financial advisers, tax agents, or accountants.

Always consult a qualified tax professional or registered tax agent for advice specific to your circumstances.

4. Accuracy and liability

We strive to keep calculations current, but we provide this service “as is” without warranties of any kind. We are not liable for:

• Financial losses, tax penalties, or missed planning opportunities
• Errors arising from data you enter
• Tax rates that change after publication
• Decisions made based on calculator estimates

To the extent permitted by Australian Consumer Law, our total liability is limited to AU$100 or the amount you paid to use the service (whichever is greater). The service is free, so this limit effectively applies.

5. Privacy and data

We do not collect or store your personal information or financial inputs. All calculations run locally in your browser. See our Privacy Policy for full details.

6. Intellectual property

All content, design, and code on this site are owned by WageCalculator. You may use the tools for personal, non-commercial purposes. You may not copy, modify, or distribute any part of the site without written permission.

7. Governing law

These Terms are governed by the laws of Australia. Use of this service is subject to Australian Consumer Law and applicable privacy legislation.

8. Changes to these terms

We may update these Terms at any time. The “Last updated” date above reflects the most recent revision. Continued use after changes constitutes acceptance.

Questions?

Contact us through our Contact page.