Terms of Use

1. Acceptance of Terms

By accessing and using WageCalculator, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this service. Your continued use of the calculator constitutes acceptance of these terms.

2. Governing Law

These Terms are governed by the laws of Australia. By using this service, you agree to the exclusive jurisdiction of Australian courts. These terms comply with the Australian Consumer Law and applicable privacy legislation.

3. Service Description

WageCalculator provides free online financial tools and calculators for Australians, including:

Tax Calculators

• Australian income tax calculator based on ATO 2025-26 rates
• Medicare levy calculations (standard 2% rate)
• HELP/HECS-HELP repayment obligation estimates
• Low and Middle Income Tax Offset (LMITO) where applicable
• Take-home pay calculations across various pay frequencies (weekly, fortnightly, monthly, annual)
• Reverse tax calculator (calculate gross salary from desired net pay)

Salary Tools

• Job comparison tool (side-by-side salary and benefits comparison)
• Salary sacrifice calculator (superannuation tax savings estimator)
• Public service salary scales for federal and state governments (APS, NSW, VIC, QLD, SA, WA)
• Classification level comparisons across jurisdictions

Financial Planning

• Budget planner with expense tracking and categorization
• Savings projections and emergency fund calculations
• Annual financial projections and daily breakdowns

All calculators use publicly available data from the Australian Taxation Office (ATO), official government enterprise agreements, and public service commissions. Public service salary information is sourced from transparency portals and official government sources. Results are estimates and do not include personal tax offsets, rebates, or individual circumstances not specified in the input fields.

4. Age Requirement

You must be at least 18 years old to use this service. By using WageCalculator, you confirm you are of legal age to enter into this agreement.

5. No Financial Advice

This calculator provides estimates only and does not constitute financial, tax, accounting, or legal advice. Results are based on general tax rates and may not reflect your individual circumstances.

We are not licensed financial advisors, tax agents, or accountants. Always consult a qualified tax professional or registered tax agent for personalized advice regarding your specific tax situation.

6. Accuracy and Liability

While we strive to ensure calculations reflect current ATO 2025-26 rates and thresholds, we provide this service "AS IS" without warranties of any kind, express or implied, including but not limited to:

• Accuracy of calculations for your specific circumstances
• Completeness of tax considerations
• Availability or uninterrupted access to the service
• Fitness for a particular purpose
• Currency of tax rates after legislative changes

We are not liable for:

• Financial losses or tax penalties
• Missed tax planning opportunities
• Reliance on calculator results without verification
• Errors in data entry or interpretation
• Changes to tax laws after publication
• Decisions made based on calculator estimates

Maximum Liability: To the extent permitted by Australian Consumer Law, our total liability is limited to AU$100 or the amount you paid to use the service (whichever is greater).

7. Data Collection and Privacy

We do NOT collect, store, or transmit your personal information or calculation data. All calculations are performed locally in your browser.

We may collect anonymous usage analytics (page views, clicks) to improve the service. No personally identifiable information is collected. See our Privacy Policy for complete details.

8. User Responsibilities

By using WageCalculator, you agree to:

• ✓Provide accurate information for calculations
• ✓Verify all results with official ATO resources
• ✓Consult qualified professionals for tax advice
• ✓Not use the service for illegal purposes
• ✓Not attempt to reverse engineer or copy the calculator
• ✓Not misrepresent calculator results as professional advice
• ✓Keep your tax obligations up-to-date with the ATO
• ✓Understand that tax laws change and results may become outdated

9. Intellectual Property

All content, design, code, and functionality on this website are protected by copyright and owned byWageCalculator. You may use the calculator for personal, non-commercial purposes only. You may not copy, modify, distribute, or create derivative works without express written permission.

10. Indemnification

You agree to indemnify and hold harmless WageCalculator, its developers, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the calculator
• Your breach of these Terms
• Your violation of any laws or third-party rights
• Any tax decisions made based on calculator results

11. Service Termination

We reserve the right to suspend or terminate access to WageCalculator at any time, with or without notice, for any reason including maintenance, updates, or permanent discontinuation of service. We are not liable for any losses resulting from service interruption or termination.

12. Changes to Terms

We may update these Terms at any time. We will indicate the "Last Updated" date at the top of this page. Material changes will be communicated via a prominent notice on the site.

Continued use after changes constitutes acceptance of modified terms. If you do not agree to changes, you must stop using WageCalculator.

13. Contact

Questions about these Terms? Contact us through our Contact page.