Wage Calculator

About Wage Calculator

A Transparent Pay & Tax Calculator

See your real take-home pay after tax, Medicare, HECS and super — with every number explained and sourced from official ATO figures.

ATO-aligned ratesBrowser-onlyNo login

More than a single number

Most pay calculators give you one figure and stop. Wage Calculator breaks down income tax, the Medicare levy, HECS/HELP repayments and superannuation — and adds specialised tools for public service salaries, salary sacrifice, novated leases and more.

Who’s behind the numbers

Ashma Ghimire

Ashma Ghimire

ASA, CPA Australia

Finance professional and Associate Member of CPA Australia (ASA) specialising in Australian taxation.

Read full profile →

How we keep it accurate

Official sources

Rates come from ATO, Fair Work and Department of Education pages — never third-party summaries.

Year-aware

Every calculator is tied to a financial year, so brackets and thresholds match the year you select.

Transparent formulas

Methods follow published government rules and can be checked against the source links below.

Tested

Calculation logic is covered by automated tests at bracket boundaries and edge cases.

Spotted something that looks wrong? Tell us via the contact page — calculation-error reports are prioritised, verified against the official source, and corrected.

Official data sources

Australian Taxation Office

Department of Education

Fair Work

What you can calculate

Pay & income

Take-home payGross to net after tax and superReverse salaryWork back from take-home payHourly to salaryConvert between hourly and annualBonus taxTax on a one-off bonus paymentPayslip generatorBuild a detailed payslip breakdown

Tax & deductions

Tax returnEstimate your refund or billHECS/HELPCompulsory study loan repaymentsGSTAdd or remove GST from a priceCapital gains taxCGT on assets and propertyTax ratesCurrent brackets and thresholds

Super & packaging

Salary sacrificeCompare pre-tax packaging optionsSuper projectionProject your balance at retirementInvestmentGrowth on regular contributionsInvest vs offsetCompare investing and offsetting

Salaries & work

Public service salariesAPS and state pay tablesADF payDefence force salary tablesCompare jobsTwo offers side by sideContractorABN and contract incomeWork hoursPay across hours workedBudget plannerMap income against expenses

Your data stays with you

There are no accounts and no logins. The salary figures you type are processed in your browser and are never sent to or stored on a server.

Common questions

Have a question we didn’t answer? Contact us →

Are the tax rates up to date?

Yes. Calculations use the rates the ATO publishes for the financial year you select, so your result matches that year's brackets and thresholds.

Is my financial data private?

Yes. Calculations run entirely in your browser. Nothing you enter is stored on or sent to a server.

Who maintains the calculators?

Ashma Ghimire (ASA, CPA Australia) authors and reviews the tax and finance content to keep calculations accurate and clear.

How are the calculations kept accurate?

Methods follow the published rules from the ATO, Fair Work and the Department of Education, and the calculation logic is covered by automated tests.

Can I use this for casual, part-time or contract work?

Yes. Enter any income and hours to model casual or part-time pay. For ABN or contract income, use the contractor calculator.

Do I need an account or subscription?

No. There is no sign-up and every calculator is open to use straight away.

Start calculating

Related tools

Pay CalculatorYour take-home pay after tax and superCompare JobsTwo offers side by sideSalary SacrificeCompare pre-tax packaging optionsReverse CalculatorWork back from take-home pay

These calculators provide estimates for guidance only. Individual circumstances vary — consult a registered tax professional for personal advice. See the full disclaimer, terms of use and privacy policy.