Australian Financial Tools
Free, accurate, and easy-to-use calculators for all your financial planning needs. Updated for the 2025-2026 financial year with official ATO rates.
More tools
Go deeper with your numbers
Every tool picks up where the calculator leaves off.
Public Service Salary Scales
APS, NSW, VIC, QLD, SA, WA, TAS & NT — salary bands, career progression, and take-home estimates side by side.
Budget Planner
Map your take-home pay against living costs and savings goals.
Novated Lease
Calculate real savings on a car through your employer, with EV FBT exemptions.
Work Hours Calculator
Calculate hours worked, unpaid breaks, overtime, and optional weekly gross pay.
Reverse Salary Calculator
Know exactly what gross you need to hit your take-home target.
Compare Job Offers
Put two or more offers head-to-head — after tax, super, and HECS.
HECS Calculator
Estimate compulsory HELP repayments, payoff time, and voluntary repayment impact.
Why Use Our Calculators?
Accurate & Reliable
All calculations use official ATO rates and formulas, updated for the 2025-2026 financial year.
Private & Secure
All calculations happen in your browser. Your financial data never leaves your device.
Fast & Easy
Get instant results with our user-friendly interface. No sign-up or downloads required.