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Fortnightly pay — Updated for 2026–2027

Fortnightly Pay Calculator: Payslip-Exact Net Pay Per Fortnight

See your net pay per fortnight from an annual salary or a payslip gross — calculated with the ATO's own per-fortnight withholding formula rather than annual tax divided by 26, so it matches what payroll actually pays. Includes the Schedule 8 STSL component for HELP/HECS debts, and shows what a 26- vs 27-payday year does to your annual total.

Fortnightly Pay

Pay details

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$

Withholding uses the full Medicare levy scales (Scale 1 — threshold not claimed, Scale 2 — threshold claimed). The Medicare levy exemption, half-levy, foreign-resident and no-TFN scales (ATO Scales 3–6) are not modelled.

Fortnightly Pay Breakdown

2026-27

Net pay per fortnight

$2,402

out of $3,000 gross per fortnight

Tax-free threshold claimed

Total withheld
$598
Schedule 1 withholding
$598
Applied Settings
Scale 2
Net over a year (26 paydays)
$62,452
the standard fortnightly year
Net in a 27-payday year
$64,854
when an extra payday falls in the year
% of gross withheld
19.9%

Per-Fortnight Breakdown

Gross pay per fortnight
$3,000
Schedule 1 withholding
$598
Total PAYG withheld
$598
Net pay per fortnight
$2,402

A Year of Fortnights: 26 vs 27 Paydays

Annual gross (26 paydays)
$78,000
Annual net (26 paydays)
$62,452
Annual gross (27 paydays)
$81,000
Annual net (27 paydays)
$64,854

26 fortnights cover 364 days, so roughly every 11 years a 27th payday lands inside a financial year. Your salary doesn't change, but that year's gross is one fortnight higher — and because the ATO fortnightly table assumes 26 pays, you can end the year under-withheld unless payroll takes a little extra each fortnight.

What's next

Withholding figures follow the ATO Schedule 1 statement of formulas — the same per-fortnight method payroll software uses — so they should match a compliant payslip to the dollar for the covered scales. They are a per-pay estimate, not your final tax liability: actual tax is worked out at lodgment on your whole year's income, and for the exact tax-table figures across weekly and monthly cycles see the tax withheld calculator. This is not financial advice. Sources: ATO Schedule 1 — PAYG withholding.

How fortnightly pay is calculated on a payslip

Fortnightly gross pay is the annual salary divided by the 26 fortnights in a standard year — that part is simple division. The tax side isn't: employers withhold using ATO Schedule 1, a per-pay-period formula, not the annual tax brackets divided by 26. The fortnightly gross is halved, truncated to whole dollars, run through the weekly coefficient formula, rounded to the nearest dollar, then doubled. Because the rounding happens before the doubling, fortnightly withholding is always an even number of dollars — a quick payslip sanity check.

This calculator runs that exact formula, so the net figure should match a compliant payslip to the dollar — most online calculators approximate from annual tax and land a few dollars off. For the tax-table view of the same numbers — amounts withheld per fortnight across both scales, with and without a study loan — see the fortnightly tax table page, or use the tax withheld calculator for any gross amount. For the budgeting side of a fortnightly cycle, see the fortnightly take-home pay guide.

Fortnightly pay by salary

The table below converts common salaries to their fortnightly gross and runs the 2026–2027 Schedule 1 formula on each — the tax-free threshold claimed, no study loan. On a $80,000 salary, $3,076.92 gross per fortnight has $622 withheld, leaving $2,454.92in the bank each payday. Enter your own salary above — or your actual payslip gross, which picks up overtime and allowances the salary conversion can't see.

Annual SalaryGross / FortnightNet / Fortnight
$50,000$1,923.08$1,673.08
$60,000$2,307.69$1,933.69
$65,000$2,500$2,062
$70,000$2,692.31$2,194.31
$80,000$3,076.92$2,454.92
$90,000$3,461.54$2,717.54
$100,000$3,846.15$2,978.15
$120,000$4,615.38$3,501.38
Schedule 1 (Scale 2) withholding in 2026–2027 — tax-free threshold claimed, no study loan. Gross is the salary across 26 paydays.

26 or 27 fortnightly paydays this year?

26 fortnights cover exactly 364 days, so each year the pay cycle drifts a day or two against the calendar. Roughly every 11 years — depending on which weekday your payday falls and where leap days land — that drift pushes a 27th fortnightly payday inside a single financial year. Your salary doesn't change, but that year's gross earnings are one fortnight higher: on a $80,000 salary, $83,077 instead of $80,000.

The tax catch: the ATO's fortnightly withholding rates are calibrated to 26 pays a year. Receive 27 and the standard per-fortnight withholding can come up short at tax time, so the ATO suggests asking payroll to withhold a little extra each fortnight in those years — the amounts are published alongside the fortnightly tax table. The calculator above shows your annual gross and net at both 26 and 27 paydays so the difference isn't a surprise.

Budgeting on a fortnightly pay cycle

Fortnightly pay and monthly bills don't line up: 26 paydays against 12 billing months means most months contain two paydays, but two months each year — three in a 27-payday year — contain a third. A fortnightly budget built on two pays a month treats those third pays as a buffer — an approach that absorbs the timing drift instead of fighting it. A useful rule of thumb: a monthly bill costs 12/26ths (about 46%) of its amount per fortnight, not half.

The fortnightly take-home pay guide covers the cycle mechanics in depth — why a fortnight isn't half a month, and how the fortnightly line appears on a payslip — and the budget planner turns your net fortnightly figure into a full allocation. For part-time or part-year work, the pro rata salary calculator scales the salary before you bring it here.

Frequently Asked Questions

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How many fortnightly pays are there in a year?

26 in a standard year — 26 fortnights of 14 days cover 364 days, which is why fortnightly pay divides an annual salary by 26. Because that leaves one or two days over each year, roughly every 11 years a 27th fortnightly payday falls inside a single financial year. Your salary doesn't change in a 27-payday year, but that year's gross earnings are one fortnight higher, and withholding calibrated to 26 pays can leave you slightly under-withheld — the calculator above shows your annual totals at both 26 and 27 paydays.

How do I work out my fortnightly pay from my annual salary?

Divide the salary by 26 for the gross, then take out tax using the ATO's per-fortnight withholding formula. On a $80,000 salary in 2026–2027, that's $3,076.92 gross per fortnight, $622 withheld under the ATO Schedule 1 formula, and $2,454.92 landing in the bank each fortnight (tax-free threshold claimed, no study loan). Switch the calculator above to annual-salary mode to get the same three figures for your own salary.

Why doesn't my payslip match an online calculator's annual figure divided by 26?

Because payroll doesn't divide your annual tax by 26. Employers withhold using the ATO Schedule 1 statement of formulas, which works on each fortnight's gross in isolation: the fortnightly amount is halved, truncated to whole dollars, run through the weekly coefficient formula, rounded to the nearest dollar, then doubled. Calculators that compute your annual income tax and divide by 26 land close, but usually a few dollars off the actual payslip. This calculator runs the Schedule 1 formula itself — including the ATO's truncation and rounding rules — so it should match a compliant payslip to the dollar for the covered scales.

What is a 27-payday year — do I get paid more?

A 27-payday year is a year in which your employer's fortnightly pay dates fall 27 times inside the same financial year instead of the usual 26. You receive one extra gross fortnight that year — on a $80,000 salary, gross pay for the year is $83,077 instead of $80,000 — but your annual salary hasn't changed; the timing of pay dates has. The catch is tax: the ATO's fortnightly withholding rates assume 26 pays, so in a 27-pay year the standard per-fortnight withholding can leave a shortfall at tax time. The ATO suggests asking payroll to withhold a little extra each fortnight in those years.

How much tax comes out of fortnightly pay?

It depends on the fortnight's gross, whether you claim the tax-free threshold, and whether you have a study loan. Claiming the threshold in 2026–2027, a $65,000 salary ($2,500 a fortnight) has $438 withheld, and a $100,000 salary ($3,846.15 a fortnight) has $868 withheld. The figures come from the ATO's fortnightly withholding formula rather than the annual brackets. For the full fortnightly tax table treatment — including weekly and monthly cycles and second-job Scale 1 rates — use the tax withheld calculator on this site.

Why is my fortnightly pay less than half my monthly pay?

Because a fortnight is slightly shorter than half a month. A year has 26 fortnights but only 12 months, and 12 × 2 = 24 — so the fortnightly slice of a salary (÷ 26) is always a little smaller than half the monthly slice (÷ 12 ÷ 2). Over a standard 26-payday year both cycles add up to the same salary; only the per-payday amount differs. The flip side is that two months each year contain three fortnightly paydays, which is why fortnightly budgets get two "bonus" pays in a standard year — and three in a 27-payday year.

Does fortnightly pay include superannuation?

No — provided your salary is quoted excluding super, which is the common arrangement. Employer super is then paid on top of your gross salary directly into your super fund and never reduces the cash that reaches your bank account each fortnight; payslips show it on a separate line for exactly that reason. The exception is a total remuneration package that includes super: in that case subtract the super component first, because this calculator's annual-salary input expects the cash salary excluding super. For the full annual picture including super, Medicare levy detail and offsets, use the take-home pay calculator on this site.

Does this calculator handle HECS/HELP repayments?

Yes — toggle the study loan option and the Schedule 8 STSL component is added on top of the income-tax withholding, calculated on the same fortnightly gross with the ATO's own rounding rules. STSL covers HELP (HECS), VSL, SSL, TSL and the Australian Apprenticeship Support Loan. Note the amount withheld each fortnight is a prepayment: your actual repayment is set at lodgment on your repayment income for the whole year, which is one more reason a 27-payday year can shift your final tax position.