NSW Stamp Duty Calculator
Estimate transfer duty on a property purchase in New South Wales — with first-home concessions, the First Home Owner Grant and a clear breakdown, from Revenue NSW's current published rates.
Property details
Before you start
Enter the purchase price
The price you'll pay (or the market value, if higher)
Property type
New homes and vacant land unlock different first-home concessions and the First Home Owner Grant.
Stamp Duty Summary
New South Wales — Revenue NSW
Transfer duty payable
$0
Enter a purchase price to see your duty
Calculations run in your browser — your purchase details are never sent to a server.
NSW transfer duty rates
Revenue NSW charges transfer duty on the dutiable value — the greater of the purchase price and market value.
| Dutiable value | Duty payable |
|---|---|
| $0 – $17,000 | 1.25% of value over $0 |
| $17,000 – $37,000 | $212 + 1.5% of value over $17,000 |
| $37,000 – $99,000 | $512 + 1.75% of value over $37,000 |
| $99,000 – $372,000 | $1,597 + 3.5% of value over $99,000 |
| $372,000 – $1,240,000 | $11,152 + 4.5% of value over $372,000 |
| $1,240,000 – $3,721,000 | $50,212 + 5.5% of value over $1,240,000 |
| $3,721,000 and above | $186,667 + 7% of value over $3,721,000 |
Source: Revenue NSW. Foreign-purchaser surcharge duty is not included.
First home buyers in NSW
First Home Buyers Assistance Scheme — Requires occupying the home for 12 continuous months within 12 months of settlement. Use the calculator above to apply it to your purchase price.
First Home Owner Grant (New Homes): $10,000 for buying or building a new home valued up to $600,000. It's a cash grant, separate from your duty.
NSW Stamp Duty FAQs
How much is stamp duty on a $700,000 home in NSW?
Standard transfer duty on a $700,000 established home in NSW is $25,912. First home buyers and owner-occupiers usually pay less — set those options in the calculator above for your figure.
When do you pay stamp duty in NSW?
Transfer duty is a one-off cost paid around settlement, not an annual tax. Your conveyancer usually pays it to Revenue NSW as part of settlement, so budget for it on top of your deposit.
Is stamp duty charged on the price or the property value in NSW?
On the dutiable value — the greater of the purchase price and the property's market value. For a normal arm's-length sale that's just the contract price; a below-market or gifted transfer is assessed at market value.
Do first home buyers pay stamp duty in NSW?
Not below $800,000. The First Home Buyers Assistance Scheme fully exempts homes valued up to $800,000 and tapers a concession to nil at $1,000,000. Vacant land is exempt to $350,000. New and existing homes share the same thresholds. New-home buyers may also receive the $10,000 First Home Owner Grant (New Homes) for new homes up to $600,000.
What is the foreign purchaser surcharge in NSW?
Foreign buyers of residential property pay surcharge purchaser duty on top of standard transfer duty — assessed separately by Revenue NSW. This calculator covers standard duty for Australian residents only.
Stamp duty in other states
Each state charges its own duty on the property within its borders — compare them all on the stamp duty calculator hub.
This is an estimate, not an assessment
Revenue NSW applies eligibility tests, foreign-purchaser surcharges and other rules this calculator can’t see. Confirm your duty against the official rates page before acting on it.
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